Adjustable-rate Mortgages1 (ARMs)

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Traditional Mortgage.
1. Adjustable-Rate Mortgage

Adjustable-rate mortgages1 (ARMs)

- Start with set interest rate (meaning month-to-month principal and interest payments will not change) for 5, 7 or ten years.
- Then, yearly rate of interest changes will take place following preliminary set duration.
- Jumbo ARMs are also available2.
- Annual modifications following preliminary set period.
- Interest rate and month-to-month payment may alter

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Five financing do's & do n'ts for homebuyers.

Buying a home is expensive, and the procedure can be both frustrating and complex, especially when it concerns financing. These 5 tips can assist you develop a strong info foundation for your homebuying experience.

Should you consider an ARM for your next mortgage?

ARMs use an alternative to conventional fixed-rate mortgages. Here's a short description of how ARMs work and how to decide if and when they might be the best home funding service for you.

Mortgage made basic.

Our objective is to make the mortgage loan process simple and simple to navigate. Whether you meet a mortgage banker in person, through chat or over the phone, we're here to assist every step of the way.

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Disclosures:

Commerce Bank NMLS # 411948

1. Commerce Bank Mortgage supports the marketplaces and neighborhoods within our geographic regions and reserves the right to limit the geographical location in which loans will be made. Commerce does not lend in Maryland.
2. Minimum loan quantity of $766,550 (single family residence). In the majority of counties in the Denver city location, minimum loan amount is $856,750.

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